Terms of Use

By using Dollars Lab you agree to these terms. If you do not agree, please do not use the site.

Not financial advice

This is the most important term here. The calculators, articles, and any other content on this site are provided for general educational and informational purposes only. Nothing on this site is financial, investment, tax, accounting, or legal advice, and nothing here is a recommendation to buy, sell, or hold any security or to enter into any financial transaction.

We are not a licensed financial adviser, broker-dealer, or tax professional, and no adviser-client relationship is created by your use of this site. Before making any financial decision, consult a qualified professional who can consider your specific circumstances.

Accuracy and limitations

We work to make the calculations correct and to state their assumptions clearly, but we make no warranty that any result is accurate, complete, or suitable for your situation. Every projection depends entirely on the inputs and assumptions you supply, and real outcomes will differ — often substantially. Investment returns are not constant, tax rules change, and rates move.

The site is provided "as is" and "as available", without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

Limitation of liability

To the maximum extent permitted by law, Dollars Lab and its operators are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, this site — including any financial loss resulting from decisions made in reliance on its content.

Acceptable use

• You may use the calculators freely for personal and commercial purposes.
• You may not scrape, mirror, or republish the site's written content without permission.
• You may not attempt to disrupt the site, probe it for vulnerabilities, or use automated systems that place unreasonable load on it.
• You may not use the site in violation of any applicable law.

Intellectual property

The written articles, page design, and code on this site are owned by its operators and protected by copyright. The underlying financial formulas are standard and are not claimed as proprietary.

Third-party content and links

This site displays advertising served by Google and may link to external sites. We do not control and are not responsible for third-party content, products, or privacy practices.

Changes

We may modify these terms or the site at any time. Continued use after changes constitutes acceptance of the revised terms.

Contact

Questions about these terms? Use our contact form.