Dollars Lab
Finance calculators that show their work
Compound interest, loan payments, debt payoff, retirement. Every calculation runs in your browser, and every tool explains the formula behind it.
No signup, no tracking of your figures — we don’t collect or store any data you enter.
Browse by category
8Saving & Investing
5 toolsWork out how savings grow, what a goal will take, and how different risk levels have historically behaved.
View calculators→Retirement
4 toolsProject retirement balances, capture your full employer match, and compare Roth against traditional.
View calculators→Loans & Debt
5 toolsCalculate payments, payoff dates, and the true interest cost of loans, cards, and student debt.
View calculators→Auto
2 toolsWork out car payments and what you can actually afford once insurance, fuel, and maintenance are counted.
View calculators→Home & Property
3 toolsFind your maximum home price, compare renting against buying, and check whether refinancing pays off.
View calculators→Budgeting
1 toolSplit your take-home pay across needs, wants, and savings with clear monthly targets.
View calculators→Business
2 toolsReturn on investment and break-even analysis for projects and small businesses.
View calculators→Planning
4 toolsNet worth, real hourly rate, inflation, and whether your raise actually kept pace with prices.
View calculators→Why these calculators
Most finance calculators give you a number and nothing else. These give you the number, the assumptions behind it, a year-by-year breakdown you can inspect, and a written explanation of what the maths is doing — so you can check the result rather than trust it.
- Nothing is stored
- Every calculation runs in your browser. Your figures never reach a server.
- Assumptions stated
- Where a number depends on an assumption, we say so on the page.
- Checked twice
- Every worked example is verified against a separate implementation.