Loans & Debt Calculators

Calculate payments, payoff dates, and the true interest cost of loans, cards, and student debt.

Loan Payment Calculator with Extra Payments

Work out the monthly payment on any amortising loan, then see what happens when you pay a little extra each month.

Enter a balance, its interest rate, and what you can pay monthly. See the payoff date, the true interest cost, and what paying extra would change.

See what happens if you only ever pay the minimum — and how much a small fixed payment instead would save you.

See your payoff date and total interest on a standard repayment plan, and what paying extra each month would change.

Compare keeping your current debts against rolling them into one consolidation loan — including the origination fee most calculators ignore.

Looking for something else? Browse all calculators →